Free to start — no credit card needed

Budget like a banker.
Build wealth like one too.

Zerobased gives every dollar a job — paycheque by paycheque — so you always know exactly where your money is going.

⬇ Download on the App Store

Available for iOS · Canada & USA · Free to download

Monthly Income Edit $4,000 4 categories · Pay period $2,270 remaining of $4,000/mo $1,730 spent · $2,270 remaining · 43% 🏠 Mortgage/Rent $1,200/mo $700 remaining $500 spent 🛒 Groceries $800/mo $600 remaining $200 spent 📈 RRSP $2,520/mo $1,520 remaining $1,000 spent
Good morning 👋 Here's your budget for June 2026 Monthly Income $4,000 $2,000 per paycheque Unassigned $0 $0 per paycheque Quick Actions Add Transaction 🏦 Accounts 📋 Transactions 📊 Reports

Why Zerobased

Your money, organized the way bankers do it

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Paycheque budgeting

Budget by pay cycle, not by month. Every dollar gets assigned the moment it hits your account.

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Household sharing

Share one budget with your partner. One Pro subscription covers your whole household — no double billing.

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Bank sync or manual

Connect your bank for automatic imports, or log transactions manually. Your choice, always.

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Reports & insights

See where your money went month by month. Track net worth, debts, and progress toward your goals.


Set up in minutes. Stay on track all month.

1

Enter your income

Tell Zerobased how much you earn and when you get paid. Weekly, bi-weekly, semi-monthly — whatever your cycle.

2

Assign every dollar

Create budget categories and give every dollar a job before you spend it. Rent, groceries, savings — zero left unassigned.

3

Track as you go

Log transactions manually or connect your bank. Watch your budget update in real time as you spend.

4

Build real wealth

With every dollar accounted for, surplus goes where you decide — savings, debt paydown, investments.


Simple pricing

Start free. Upgrade when you're ready.

No trial period. The free plan is free forever.

Free
$0

 

  • Manual expense tracking
  • Up to 4 budget categories
  • Over-budget alerts
  • Free forever

Billed through the App Store · Cancel anytime · Canada & USA

Ready to take control of your money?

Free to download. No credit card required.

Download on the App Store